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Urbana Project Receives Ohio EPA Loan to Meet Future Needs

The city of Urbana will improve the water quality in the Mad River, save an estimated $4.5 million and better position itself for growth thanks to a $20.7 million low-interest loan from Ohio EPA.

Urbana’s wastewater treatment plant needs to be upgraded and enlarged to allow for growth by industry and additional residential development. By utilizing the Water Pollution Control Loan Fund, the city is able to prepare well for its future. Cost savings is estimated comparing the 2.57 percent interest rate to a market rate of 4.32 percent.

Started in 1998, the Ohio Water Supply Revolving Loan Account has provided more than $1 billion in loans with below-market interest rates for compliance-related improvements to public water systems. The program has saved public water systems more than $175 million in interest. Additionally, the WSRLA can provide technical assistance to public water systems in a variety of areas from the planning, design and construction of improvements to enhancing the technical, managerial and financial capacity of these systems.

This state revolving loan fund is partially supported by federal grants and designed to last indefinitely through repayment of loans and investments in bonds. The loan program is jointly managed by Ohio EPA’s Division of Environmental and Financial Assistance and Division of Drinking and Ground Waters, with assistance from the Ohio Water Development Authority. Ohio EPA is responsible for program development and implementation, individual project coordination, and environmental reviews of projects seeking funds. The Ohio Water Development Authority provides financial management of the fund.


The Ohio Environmental Protection Agency was created in 1972 to consolidate efforts to protect and improve air quality, water quality and waste management in Ohio. In the past 40 years, air pollutants dropped by as much as 90 percent; large rivers meeting standards improved from 21 percent to 89 percent; and hundreds of polluting, open dumps were replaced with engineered landfills and an increased emphasis on waste reduction and recycling. Ohio EPA -- 40 years and moving forward.