Northwest Ohio Communities Receive $17.5 Million in Financing from Ohio EPA for Wastewater, Drinking Water Infrastructure Improvements 

 $887 Million in Low-Interest Loans Were Awarded Statewide in 2020

Communities in Northwest Ohio are receiving approximately $17.5 million in low-interest rate funding from Ohio EPA to improve wastewater and drinking water infrastructure and make other water quality improvements. The loans were approved between Oct. 1 and Dec. 31, 2020. The lower interest rates and principal forgiveness will save these communities more than $6.76 million. 

Statewide, Ohio EPA awarded approximately $303.8 million in loans during the fourth quarter of 2020, including $19.2 million in principal forgiveness. Combined, Ohio communities will save more than $61.2 million when compared to market-rate loans. The projects are improving Ohio’s surface water quality and the reliability and quality of Ohio drinking water systems. 

Ohio EPA provided approximately $887 million for public works projects in 2020, saving communities more than $150 million in interest when compared to market-rate loans. This includes $10.8 million in principal forgiveness loans to 75 local health districts to help lower income homeowners repair or replace failing home sewage systems.

For the fourth quarter of 2020, the following Northwest Ohio projects are receiving funding: 

  • Bowling Green is receiving a $5.4 million loan for aeration and biosolids treatment improvements at the wastewater treatment plant. The project includes constructing a new biosolids aeration building.
  • Dupont is receiving a $4 million loan with 100 percent principal forgiveness to build a sewer system to collect and treat wastewater from the villages of Dupont and Cloverdale. Principal forgiveness means all or a portion of the loan does not have to be repaid. The project includes constructing a collection system in Dupont and a wastewater treatment plant to be located between the villages.
  • Sandusky County is receiving $2.33 million to build a sewage collection system and treatment facility to serve 75 homes with failing septic systems in the Wightman’s Grove subdivision.
  • Crestline is receiving $1.5 million to design improvements to the village’s wastewater treatment plant.
  • Oregon is receiving $1.25 million to construct the first phase of a sanitary sewer rehabilitation project. The project involves lining the mainline sanitary sewers, laterals, and manholes in the South Shore Place subdivision. The subdivision is directly adjacent to Maumee Bay and Lake Erie and is subject to excessive inflow and infiltration from rainfall and Lake Erie wave events.
  • Northwestern Water and Sewer District is receiving two loans for drinking water projects. An $881,126 loan is for replacing approximately 4,800 feet of waterline. A $699,659 loan will fund replacing 6-inch waterlines with 10-inch waterlines in the village of McComb to provide adequate feed to a large industrial customer.
  • Continental is receiving $802,000 to construct a new 150,000-gallon elevated water tower.
  • Delphos is receiving two loans. A $447,566 loan is to replace a water main on Fifth Street. The existing water main will be replaced with a new water main and will replace lead service lines. This loan includes $350,000 in principal forgiveness. The other loan is for $91,620 to design a project to replace an existing standpipe with a new 500,000-gallon elevated water storage tank and other distribution system improvements.
  • Monroeville is receiving a $34,459 loan to design a project to replace an existing water line along U.S. 20, including installing new fire hydrants.
  • Elmore is receiving two loans. A loan for $26,858 is to create an asset management plan for the village. An $8,868 loan is to maintain the village’s elevated water storage tank. The project includes power washing, repairing the interior ladder and pit welding, and adding supports for future cathodic protection.

Created in 1989, the Water Pollution Control Loan Fund (WPCLF) helps communities improve their wastewater treatment systems. The Water Supply Revolving Loan Account (WSRLA), started in 1998, provides loans for improvements to community drinking water systems and nonprofit, noncommunity public water systems. Both programs offer below-market interest rate loans, which can save communities a substantial amount of money compared to market-rate loans.  

Ohio EPA’s state revolving fund (SRF) loans are provided to communities to build and upgrade wastewater and drinking water infrastructure, upgrade home sewage treatment systems, better manage storm water, address combined sewer overflows, and implement other water quality-related projects. Financial assistance helps support planning, design, and construction activities and enhances the technical, managerial, and financial capacity of these systems. WPCLF loans also make possible the restoration and protection of some of Ohio’s highest quality water bodies through the fund’s Water Resource Restoration Sponsor Program.  

Ohio’s SRF loan programs are partially supported by annual federal capitalization grants and have grown substantially over time because of the revolving nature of the loan issuance and payments back into the fund. The SRF programs are managed by Ohio EPA’s Division of Environmental and Financial Assistance, with assistance from the Ohio Water Development Authority. Ohio EPA is responsible for program development and implementation, individual project coordination, and environmental and other technical reviews/approvals of projects seeking funds. The Ohio Water Development Authority provides financial management of the SRF funds.  

More information about the SRF loan program is available at:  epa.ohio.gov/defa/EnvironmentalandFinancialAssistance.aspx.  


The Ohio Environmental Protection Agency was created in 1972 to consolidate efforts to protect and improve air quality, water quality and waste management in Ohio. Since then, air pollutants dropped by as much as 90 percent; large rivers meeting standards improved from 21 percent to 89 percent; and hundreds of polluting, open dumps were replaced with engineered landfills and an increased emphasis on waste reduction and recycling.

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