Southwest Ohio Communities Receive $19 Million in Financing from Ohio EPA  for Wastewater, Drinking Water Infrastructure Improvements 

$887 Million in Low-Interest Loans Were Awarded Statewide in 2020

Communities in Southwest Ohio have been awarded more than $19 million in low-interest rate funding from Ohio EPA to improve wastewater and drinking water infrastructure and make other water quality improvements. The loans were approved between Oct. 1 and Dec. 31, 2020. The lower interest rates will save these communities more than $2.68 million. 

Statewide, Ohio EPA awarded approximately $303.8 million in loans during the fourth quarter of 2020, including $19.2 million in principal forgiveness. Combined, Ohio communities will save more than $61.2 million when compared to market-rate loans. The projects are improving Ohio’s surface water quality and the reliability and quality of Ohio drinking water systems. 

Ohio EPA provided approximately $887 million for public works projects in 2020, saving communities more than $150 million in interest when compared to market-rate loans. This includes $10.8 million in principal forgiveness loans to 75 local health districts to help lower income homeowners repair or replace failing home sewage systems.

For the fourth quarter of 2020, the following Southwest Ohio projects are receiving funding:

  • Harrison is receiving an $8.83 million loan to construct a reverse osmosis membrane softening treatment system for the city’s drinking water treatment plant. 
  • Dayton is receiving $7.89 million to construct an additional chemical system for phosphorus removal including storage, pumping, and chemical feed facilities. 
  • Logan County is receiving $2.6 million to design a new sanitary collection system and treatment plant to serve East Liberty, Middleburg, and surrounding areas.
  • Sardinia is receiving $98,611 to replace a 4-inch cast iron water main on Charlotte Avenue, Mae Street, and Alley Street with a new 6-inch PVC plastic water main which will connect to an existing 6-inch line along Tri-County Highway. The project includes installing new fire hydrants.

Created in 1989, the Water Pollution Control Loan Fund (WPCLF) helps communities improve their wastewater treatment systems. The Water Supply Revolving Loan Account (WSRLA), started in 1998, provides loans for improvements to community drinking water systems and nonprofit, noncommunity public water systems. Both programs offer below-market interest rate loans, which can save communities a substantial amount of money compared to market-rate loans.  

Ohio EPA’s state revolving fund (SRF) loans are provided to communities to build and upgrade wastewater and drinking water infrastructure, upgrade home sewage treatment systems, better manage storm water, address combined sewer overflows, and implement other water quality-related projects. Financial assistance helps support planning, design, and construction activities and enhances the technical, managerial, and financial capacity of these systems. WPCLF loans also make possible the restoration and protection of some of Ohio’s highest quality water bodies through the fund’s Water Resource Restoration Sponsor Program.  

Ohio’s SRF loan programs are partially supported by annual federal capitalization grants and have grown substantially over time because of the revolving nature of the loan issuance and payments back into the fund. The SRF programs are managed by Ohio EPA’s Division of Environmental and Financial Assistance, with assistance from the Ohio Water Development Authority. Ohio EPA is responsible for program development and implementation, individual project coordination, and environmental and other technical reviews/approvals of projects seeking funds. The Ohio Water Development Authority provides financial management of the SRF funds.  

More information about the SRF loan program is available at:  epa.ohio.gov/defa/EnvironmentalandFinancialAssistance.aspx.  


The Ohio Environmental Protection Agency was created in 1972 to consolidate efforts to protect and improve air quality, water quality and waste management in Ohio. Since then, air pollutants dropped by as much as 90 percent; large rivers meeting standards improved from 21 percent to 89 percent; and hundreds of polluting, open dumps were replaced with engineered landfills and an increased emphasis on waste reduction and recycling.

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